The generalized sustainability credit rating system

This article describes the steps required to generalize a sustainability credit rating system based on analytical hierarchy process. We argue that such systems are ideal for commercial banks improve their lending processes. Starting with model by Zeidan et al. (2015), we transform SCSS from closed an open platform adding country and industry variables, two additional possible answers, explicit way generate forward default probabilities. Finally, illustrate final report could be used similar models help make greener. The reports generated after initial tests database of 100+ public companies, over 1,000+ Monte Carlo simulations conducted in six months following assessments.